What insurance covers transgender surgery

Will my insurance cover transgender surgery?

It is illegal for most private insurance plans to deny coverage for medically necessary transition-related care. Your private insurance plan should provide coverage for the care that you need. However, many transgender people continue to face discriminatory denials.

Does insurance cover hormone therapy for transgender?

Most health insurance plans do cover hormone replacement therapy for women who are undergoing menopause. However, some health plans like Kaiser do not cover this type of treatment.

Does Blue Cross Blue Shield cover transgender?

Supportive behavioral health services for transgender and gender diverse members with or without additional behavioral health diagnoses are covered services.

What insurance covers FTM top surgery?

What are some insurance companies that cover FTM/N & MTF/N top surgeries?

  • Anthem Blue Cross.
  • Blue Shield.
  • Aetna.
  • Cigna.
  • United Health Insurance.
  • Anthem Blue Cross Blue Shield Medical.

Is gender reassignment surgery safe?

The possible risks of transfeminine bottom surgery include, but are not limited to, bleeding, infection, poor healing of incisions, hematoma, nerve injury, stenosis of the vagina, inadequate depth of the vagina, injury to the urinary tract, abnormal connections between the urethra and the skin, painful intercourse and …

Does Medicaid cover transgender hormones?

Unfortunately, Medicaid programs in 18 states continue to explicitly exclude care for transgender individuals, and the remainder do not address the issue of transgender coverage at all—which in practice has often meant that coverage is denied.

How much is a gender reassignment surgery?

The cost for female-to-male reassignment can be more than $50,000. The cost for male-to-female reassignment can be $7,000 to $24,000. Between 100 to 500 gender-reassignment procedures are conducted in the United States each year.

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How long is hormone therapy for transgender?

The extent of these changes and the time interval for maximum change varies across patients and may take up to 18 to 24 months to occur. Use of anti-androgenic therapy as an adjunct helps to achieve maximum change. Hormone therapy improves transgender patients’ quality of life (20).

How expensive is top surgery?

The average range for cost of FTM and FTN top surgery is currently between $3,000 and $10,000. The average cost range for MTF and MTN top surgery varies greatly depending on factors such as body size, body shape, and desired breast size. The average cost range for this surgery is between $5,000 and $10,000.

What are gender affirming services?

Gender-affirming hormone therapy is the primary medical intervention sought by transgender people. Such treatment allows the acquisition of secondary sex characteristics more aligned with an individual’s gender identity.

Is voice feminization surgery covered by insurance?

Insurance for Facial Feminization and Other Secondary Procedures. … While top surgery may be covered, facial feminization, rhinoplasty, tracheal shave, and other secondary procedures may be considered purely cosmetic and therefore excluded.

How do you get diagnosed with gender dysphoria?

To be diagnosed with gender dysphoria as a teenager or adult, you must have experienced significant distress for at least six months due to at least two of the following: marked incongruence between your experienced and expressed gender and your primary or secondary sex characteristics.

Can you shower after top surgery?

You can shower after 24 hours, but you should shower with your back to the shower head to protect your healing incisions from the direct spray of the water. Afterward, gently pat the chest dry and follow any instructions your Surgeon has provided regarding ointments and dressings.

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How much is FTM top surgery with insurance?

In general, the cost of FTM Top Surgery ranges from $3500 – $9000 USD. This may or may not include consultation fees. A down payment is usually required to secure a surgery date. The amount of this down payment varies by surgeon but usually ranges between $500 – $2000, and up to 50% of the total Top Surgery cost.

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