How do I get my insurance to cover weight loss surgery?
Getting Your Insurance to Pay for Weight Loss Surgery
Most major insurance companies will require: Proof that surgery or medical intervention is medically necessary. Your surgeon can help provide your medical history and documentation of your weight-related health problems.
Can I get free weight loss surgery?
NHS weight loss surgery
Weight loss surgery is available on the NHS if: you have a body mass index (BMI) of 40 or more, or a BMI between 35 and 40 and an obesity-related condition that might improve if you lost weight (such as type 2 diabetes or high blood pressure)
What insurance companies pay for bariatric surgery?
Even though most healthcare companies cover bariatric procedures – bariatric surgery insurance coverage will depend if there is a bariatric surgery benefit on the specific health care plan.
Bariatric Surgery Insurance Coverage
- Best Choice.
Can gastric sleeve be covered by insurance?
Today most insurance companies that cover weight loss surgery will cover gastric bands, laparoscopic gastric bypass, and gastric sleeve surgery. Only a few years ago the lap band procedure was considered experimental and not covered by most insurance companies.
What is the minimum weight for bariatric surgery?
To be eligible for bariatric surgery, you must be between 16 and 70 years of age (with some exceptions) and morbidly obese (weighing at least 100 pounds over your ideal body weight and having a BMI of 40).
Does Bariatric Surgery shorten your life?
The study found that while life expectancy improved in most diabetic obese patients who underwent bariatric surgery, it might actually reduce life expectancy in “super super” obese patients, which is a category of obesity that applies to people with a BMI over 60, for example a person who is 5 feet 8 inches tall and …
How do people afford gastric sleeve?
Thankfully, there are six financing options available to help make the cost more manageable.
- Secured medical loan. According to Bariatric Surgery Source, one common source of financing is a secured medical loan. …
- Hospital payment plan. …
- 401(k) loan. …
- CareCredit. …
- Health savings account. …
- Personal loan.
What is the least expensive weight loss surgery?
June 28, 2011 (San Diego) — In people with diabetes, gastric banding is associated with fewer complications and lower costs over the long run than gastric bypass, the most commonly performed surgery for obesity in the U.S., researchers say.
What causes big stomach in females?
There are many reasons why people gain belly fat, including poor diet, lack of exercise, and stress. Improving nutrition, increasing activity, reducing stress, and making other lifestyle changes can all help people lose unwanted belly fat.
What if my insurance doesn’t cover bariatric surgery?
If your employer-provided insurance plan doesn’t cover bariatric surgery, you may need to do some lobbying on your behalf, either with your company’s human resources department or your union reps, Wheeler says. “If you want these benefits added, go to HR, go to your employer and advocate for yourself,” Wheeler says.
Which weight loss surgery is best?
The study found that gastric bypass surgery boasted the greatest weight loss — both short- and long-term. But that procedure also had the highest rates of complications in the month following surgery. “There are trade-offs. Bypass is more effective for weight loss, but has a greater risk of short-term complications.
Does Medicare pay for weight loss surgery?
Medicare covers some bariatric surgical procedures, like gastric bypass surgery and laparoscopic banding surgery, when you meet certain conditions related to morbid obesity. … If you need weight loss surgery or a procedure, you may be able to estimate how much you’ll have to pay.
Who is a good candidate for gastric sleeve surgery?
Generally, gastric sleeve surgery is indicated for morbidly obese adults — that is, people between 18 and 65 with a body mass index (BMI) of 40 or higher. For a person standing 5-foot-9, that equates to a body weight of 270. People with a body-mass index of 35 — 235 pounds for a 5-foot-9-inch adult — can also qualify.
Which is better gastric sleeve or bypass?
Gastric sleeve pros
You can lose up to 65 percent of your excess body weight. It’s a one-step procedure so there’s a lower risk of complications. The recovery is faster compared with gastric bypass. There are fewer issues with absorbing nutrients and vitamins.