How to pay for bariatric surgery without insurance

How can I pay for bariatric surgery without insurance?

Thankfully, there are six financing options available to help make the cost more manageable.

  • Secured medical loan. According to Bariatric Surgery Source, one common source of financing is a secured medical loan. …
  • Hospital payment plan. …
  • 401(k) loan. …
  • CareCredit. …
  • Health savings account. …
  • Personal loan.

How can I get my insurance to pay for bariatric surgery?

Getting Your Insurance to Pay for Weight Loss Surgery

Most major insurance companies will require: Proof that surgery or medical intervention is medically necessary. Your surgeon can help provide your medical history and documentation of your weight-related health problems.

Does insurance cover gastric bypass surgery cost?

“In the vast majority of cases, insurance covers bariatric surgery. Contact your insurance carrier to determine if elective bariatric surgery is a covered benefit through your plan,” he said. “And if your case is denied by insurance, there is an appeals process.”

What is the least expensive weight loss surgery?

June 28, 2011 (San Diego) — In people with diabetes, gastric banding is associated with fewer complications and lower costs over the long run than gastric bypass, the most commonly performed surgery for obesity in the U.S., researchers say.

Does Bariatric Surgery shorten your life?

The study found that while life expectancy improved in most diabetic obese patients who underwent bariatric surgery, it might actually reduce life expectancy in “super super” obese patients, which is a category of obesity that applies to people with a BMI over 60, for example a person who is 5 feet 8 inches tall and …

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What is the minimum weight for bariatric surgery?

To be eligible for bariatric surgery, you must be between 16 and 70 years of age (with some exceptions) and morbidly obese (weighing at least 100 pounds over your ideal body weight and having a BMI of 40).

How quickly can I get bariatric surgery?

The entire process, from consultation to surgery, generally takes about six months to complete. It often depends on you and your insurance requirements.

How long does it take for insurance to approve bariatric surgery?

two to four weeks

How much weight do you lose the first month after gastric sleeve?

During the first month, patients can expect an average weight loss of up to 30 pounds. After three months, the percentage of overall excess loss can reach up to 30 percent. That number increases to 50 percent after six months – which means the expected weight loss translates to about two pounds per week.7 мая 2020 г.

How painful is gastric bypass surgery?

Pain Control

Some patients also experience neck and shoulder pain after laparoscopic bariatric surgery. Your comfort is very important to us. Although it is normal to experience some discomfort after surgery, keeping your pain under control is necessary for recovery.

What is the safest weight loss surgery?

Gastric Banding

This the simplest and safest procedure of the bariatric surgeries. The weight loss is lower than the other surgeries, however. Also, individuals with gastric banding are more likely to regain weight in the long run.

Is a gastric bypass worth it?

A new study shows that many people will experience complications after surgery, but researchers say that it’s worth the risk as a last option. Stories about gastric bypass surgery, or “stomach stapling,” have made this procedure sound like a miracle.

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What is the simplest weight loss surgery?

Sleeve Gastrectomy

Pros: For people who are very obese or sick, other weight loss surgeries may be too risky. A sleeve gastrectomy is a simpler operation that gives them a lower-risk way to lose weight.

Can I pay cash for gastric sleeve?

Gastric sleeves or the sleeve gastrectomy procedure has become popular for cash pay patients. Gastric bypass can cost $25k for cash pay patients. Gastric sleeves cost between $10k and $18k and may produce results better than gastric banding without the need to see the doctor for follow-up fills.

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